Elaine Lumsden – Contributor Profile

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Retired after 32 years federal service working in retirement, benefits and OWCP. Upon her retirement in 2000, founded Federal Benefits Services, LLC, providing retirement and benefit seminars throughout the US, Europe and Asia. Has authored a nationally published federal retirement guide to assist federal employees and retirees in getting answers to their questions.

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posted 2018-09-21 14:46:32 in reply to How does break in service affect FERS
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posted 2018-09-19 14:56:19 in reply to Giving up green card means you lose survivor annuity?
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posted 2018-09-18 18:48:26 in reply to Giving up green card means you lose survivor annuity?
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posted 2018-09-18 18:03:29 in reply to Does a break in service matter for MRA +10?
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posted 2018-09-14 16:27:48 in reply to Age Penalty for Postponed Retirement
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posted 2018-09-14 15:12:35 in reply to Age Penalty for Postponed Retirement
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posted 2018-09-14 14:47:50 in reply to Deferred annuity versus early retirement penalties
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posted 2018-09-14 14:32:50 in reply to Former spouse retirement benefits of CSRF vs FERS
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posted 2018-09-08 13:26:09 in reply to COLA for partial CSRS - divorced annuitant
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