Elaine Lumsden – Contributor Profile

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Retired after 32 years federal service working in retirement, benefits and OWCP. Upon her retirement in 2000, founded Federal Benefits Services, LLC, providing retirement and benefit seminars throughout the US, Europe and Asia. Has authored a nationally published federal retirement guide to assist federal employees and retirees in getting answers to their questions.

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posted 2018-02-13 16:40:12 in reply to AFROTC Field training time not creditable?
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posted 2018-02-13 02:07:55 in reply to VA Physicians in Special Category vesting for FERS?
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posted 2018-02-13 02:05:39 in reply to Spousal Social Security Application Timing
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posted 2018-02-13 01:45:23 in reply to Ex-spouse retirement benefits adjustments
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posted 2018-02-07 14:33:17 in reply to Do COLAs apply to disability payments?
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posted 2018-02-07 14:29:38 in reply to Restored annuity portion after spouse passed
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posted 2018-02-05 22:57:23 in reply to Annual Leave Lump-Sum Payment
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