Elaine Lumsden – Contributor Profile

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Retired after 32 years federal service working in retirement, benefits and OWCP. Upon her retirement in 2000, founded Federal Benefits Services, LLC, providing retirement and benefit seminars throughout the US, Europe and Asia. Has authored a nationally published federal retirement guide to assist federal employees and retirees in getting answers to their questions.

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posted 2021-12-22 16:40:40 in reply to FEHB vs TRICARE and the 5-year rule
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posted 2021-12-03 16:06:54 in reply to How to round up years for Social Security supplement
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posted 2021-12-03 15:25:17 in reply to FEHB coverage in retirement
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posted 2021-11-02 19:21:31 in reply to CSRS employees' offset at age 62, and survivors' annunities
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posted 2021-09-24 17:22:07 in reply to FERS cola at age 62
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