I want to combine my Civil Service and Foreign Service retirement

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I worked for the Civil Service for 19.5 years. I then worked for the Foreign Service for 3 years. I thought I could apply for retirement with a total of 22.5 years federal service, but now I am being told that OPM and FSPS are separate entities who can’t combine my time. Is this correct?

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Asked on September 26, 2019 2:41 pm
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You have not provided sufficient information to answer your question. Were you CSRS or FERS? Are you now Foreign Service?

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Answered on September 26, 2019 5:11 pm
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I was under CSRS for 5 years and then switched to FERS, so my civil service retirement system is “FERS with a CSRS component”. I resigned from civil service in 2005, then worked for the foreign service from 2006 to 2009. I have not worked for the government since then. If I were still working, I could just walk into an HR office and get help with this, but since I have deferred retirement, I feel kind of left out in the cold.

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Answered on September 26, 2019 8:01 pm
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Anyone with a minimum of 5 years of federal civilian service becomes eligible for a deferred annuity at age 62 as long as they left their retirement contributions in the fund upon leaving federal service. In your case, I would have to add and you did not transfer your CSRS/FERS contributions to the Foreign Service Retirement System. Anyone with 10 or more years of creditable service can elect a deferred annuity at their minimum retirement age with an age reduction equal to 5% for each year under the age of 62 unless the individual has a total of 20 years of service, in which case they can elect the deferred annuity to commence at age 60 with no age reduction. If an age reduction is applied, it is a for life reduction. Since you did not have 5 years of civilian service under the Foreign Service Retirement System you are not eligible for a deferred annuity under that system and the Office of Personnel will determine what service they deem creditable for your deferred annuity computation.
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Answered on September 27, 2019 2:37 pm