May I postpone receiving social security even if I receive FERS supplement?

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I’m a FERS employee planning to retire at age 59 with 40 years of service. I plan on receiving the social security supplement until I reach the age of 62. My questions is, do I have to take Social Security at that time, or could I postpone until age 67 to receive a higher amount?

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Asked on September 26, 2017 7:22 pm
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You are not required to apply for Social Security when you turn age 62 and the supplement ends. You may choose to delay applying in order to increase your Social Security benefits.

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Answered on September 26, 2017 9:11 pm
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I am on Disability they told me at 62 that I have to take an early retirement.This means I will lose 300.00 a month That’s the amount more I would get if I waited till I was 66.do I have to take early retirement or could I stay on disability till I am 66. I still have to have 2 more surgery’s and I never got no doctors release.

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Answered on September 30, 2017 4:20 am
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I am on Disability they told me at 62 that I have to take an early retirement.This means I will lose 300.00 a month That’s the amount more I would get if I waited till I was 66.do I have to take early retirement or could I stay on disability till I am 66. I still have to have 2 more surgery’s and I never got no doctors release.

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Answered on September 30, 2017 4:20 am
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I am on Disability they told me at 62 that I have to take an early retirement.This means I will lose 300.00 a month That’s the amount more I would get if I waited till I was 66.do I have to take early retirement or could I stay on disability till I am 66. I still have to have 2 more surgery’s and I never got no doctors release.

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Answered on September 30, 2017 4:21 am
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I am on Disability they told me at 62 that I have to take an early retirement.This means I will lose 300.00 a month That’s the amount more I would get if I waited till I was 66.do I have to take early retirement or could I stay on disability till I am 66. I still have to have 2 more surgery’s and I never got no doctors release.

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Answered on September 30, 2017 4:21 am

Tina, the way FERS disability works is you get 60% x high-3 minus 100% of any SSA if eligible, then from year two to age 62 it changes to 40% x high-3 minus 60% of any SSA if eligible. At age 62, the disability converts to a regular retirement using your years/months of service before going on disability and the years/months you were collecting disability. There is no exception to this formula. You, however, can decide when to collect your Social Security benefit.

( at February 22, 2018 3:06 pm)
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I am on Disability they told me at 62 that I have to take an early retirement.This means I will lose 300.00 a month That’s the amount more I would get if I waited till I was 66.do I have to take early retirement or could I stay on disability till I am 66. I still have to have 2 more surgery’s and I never got no doctors release.

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Answered on September 30, 2017 4:21 am
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I don’t have answer as I have the same question. I will retire from federal service as a DEA agent in a few months. I have landed a very good contract position for which the compensation will exceed the earnings test. Once I turn 57, is there a method for opting out of the supplement until I am ready to collect social security?

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Answered on February 3, 2018 5:24 pm

Michael, the earnings test will automatically stop the FERS Retiree Supplement if you exceeds the allowed amount after you reach your MRA. If your earnings drop below that amount prior to age 62, you can re-apply for the supplement. When you draw your Social Security benefit is your choice.

( at February 22, 2018 3:06 pm)