CSRS Offset employee entitled to full benefit when filing for SS?

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Once CSRS Offset employee ultimately files for SS benefits, are they entitled to the entire benefit? And is it possible for a CSRS Offset employee to receive a total benefit which is larger than the original CSRS annuity?

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Asked on November 22, 2017 12:03 am
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If you retire before age 62, your pension is calculated under the CSRS formula only. Once you turn age 62, your CSRS is “offset” by the amount of Social Security you have earned as a federal employee. So, if you have Social Security earnings either prior to becoming an offset or after, those are not used to reduce your CSRS retirement. And, depending on the number of substantial years of Social Security earnings posted to your account, you may have your Social Security calculated using the regular or WEP formula. Depending on your specific situation, yes, you can receive a total benefit larger than the original CSRS annuity. However, it cannot be smaller that the original CSRS annuity. The following link explains the Windfall Elimination Provision (WEP). https://www.ssa.gov/planners/retire/wep.html

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Answered on November 28, 2017 10:30 pm