Choosing between FECA (totaly diabled) or optional retirement with 38 1/2 years CSRS

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I have rheumatoid arthritis and have an approved workers comp claim since 1997 (my job aggravates my condition). My doctors have said for years that they will give me any paperwork that I would need for total disability. I am a window clerk an can no longer do the work and would appreciate some perspective or direction on what I should look into given my situation, thanks.

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Asked on October 25, 2017 1:11 am
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If your agency is not willing to accommodate your approved claim and the medical evidence says you can no longer work due to the approved claim, you can file for OWCP. You should always file a retirement application in addition to OWCP to protect yourself and if you have any, your eligible survivors. OWCP only pays survivor benefits should you die of the approved claim…if you die of something other than the approved claim, then OPM retirement would pay to eligible survivors. You cannot collect both, although you may be eligible for both, and you would be sent a letter asking which benefit you wish to collect against. Are you CSRS or FERS?

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Answered on October 25, 2017 1:39 pm

CSRS can I contact you directly I am still not clear on this?

( at October 25, 2017 4:24 pm)
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I am presently filling for regular retirement Nov 3 2017. Can I file OWCP after retirement? I have RA and can no longer do my job and need a sit down job to continue to work in the post office. They have no sit down job for me! My Doctors have told me they have no problem submitting paperwork saying because of my RA I should not be working. I have about 1000 hrs of sick leave should I be putting off retirement for now and get doctors paperwork saying I am no longer able to do the standing,bending, reaching and lifting and than file for OWCP? This is so difficult to get answers from the other people who I have talked to. Any help from you would be greatly appreciated. Time is a huge factor. Thanks Tim

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Answered on October 25, 2017 4:35 pm
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Yes, elaine@elumsden.com With a CSRS retirement, depending on the number of years you have, it might pay more than OWCP. And, if you just retire voluntarily, there is no issue with them trying to find you another position, whereas with OWCP, they can continue to do so. There are so many unknowns in this forum, I will await to hear from you directly.

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Answered on October 25, 2017 5:22 pm
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And, with 38.5 years of CSRS and 1000 hours of sick leave, you have approximately 39 years of total service which would produce an annuity equal to 74.25% x high-3. As I said in the previous response, you MIGHT get more from your voluntary retirement.

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Answered on October 25, 2017 5:27 pm
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Thanks that’s kinda what I thought. Your the best I may email you tomorrow. Thanks Tim

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Answered on October 26, 2017 1:06 am