SS credits and Medicare

Answer Question

If an annuitant has Medicare but neither the annuitant or spouse has enough Social Security credits, can the spouse receive Part A for free?

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Asked on April 27, 2017 9:19 pm


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Social Security credits have nothing to do with Medicare eligibility. Medicare has separate credits and all federal employees have been earning Medicare credits since January 1, 1984. Therefore, even CSRS retirees have enough Medicare credits to be eligible for Part A with no premium.
On a similar note, the spouse of an individual who is entitled to Medicare is entitled to Medicare themselves if they have been married to that spouse for at least ten years.

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Answered on May 1, 2017 11:03 am